Factors of Consideration on Accident Sickness Insurance

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There are many types of insurance in the market with an equal host of insurance providers. These exist because there are many possibilities that can happen in any individual’s life; different impacts on an individual would trigger off different insurance policies that would benefit the insured.

Accidents

Any working consumer should consider the accident sickness insurance which caters to the inability to work due to an accident. This type of insurance policy is known as the accident sickness and unemployment plan or ASU.

The ASU policy benefits the insured against loss of income during the unemployment period. The policy covers all types of accidents that befall the worker that would not allow the worker to carry on with work for some period of time. The main objective of this policy is to protect the worker from a lack of income to meet the regular expenses as well as the addition medical expenses during the sickness and unemployment period.

Benefits

The compensation from the accident sickness insurance allows the injured worker to maintain a sustainable livelihood until employment is possible again. A small premium is worked out for the worker to pay monthly over a period of time; this is usually an affordable amount which would cover the worker when he is affected by an accident. ASU policies normally cover the worker’s inability to generate income for as long as one year.

There are many types of ASU policies which can be generated depending on various factors of consideration.

Factors of consideration

The best Accident Sickness Insurance policy can be generated if the working consumer considers several factors carefully; one of which is the period of initial exclusion. There may be a waiting period or cooling period to certain ASU coverage policies depending on the insurance provider or type of ASU plan purchased. Hence, there would be no coverage or insurance protection if the accident happens during this waiting period.

There must be sufficient evidence to prove the worker’s claim on unemployment to activate the ASU plan. Hence, the wise working consumer must understand the type of acceptable evidence to generate an appropriate ASU insurance policy that would be beneficial. Although severe backache and stress are two acceptable medical evidences for complete rest without employment, insurers may choose to differ on the severity of the evidence unless the insurer’s medical practitioners or relevant specialists confirm the condition. The worker’s GPs’ reports or recommendations would not be deemed acceptable.

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Source by Eadwine Eearle

Air Conditioning Brands – How To Choose The Best One

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It is difficult, especially for someone not within the air conditioning sector, to figure out which is the best air conditioning brand out on the market.

The fact is, each brand of air conditioning has it’s own advantages and disadvantages. Even for an industry expert or specialist, it would be challenging to say exactly which brand is indeed the very best one.

Read on for 5 crucial aspects you must consider when picking the ideal brand to go with in your home construction or upgrading plans.

When Choosing The Best Air Conditioning Brand, Here Are 5 Things To Consider:

1. Lifespan – How Long Can The Air Conditioner Last

This is one of the most crucial considerations when choosing an air conditioner brand. The life-span of an air conditioner, or for how long it lasts, has a strong implication on a home owner’s running costs.

Earlier systems actually have the tendency to last for a longer period– typically approximately 20 years. However, with the development of much more sophisticated electronics being incorporated into today’s air conditioners, this is no longer the case. This holds true for any kind of electrical home appliance– not simply air conditioner systems.

Different brand names differ in quality and durability. Even within the same brand, each unique model of air conditioner has it’s one-of-a-kind “idiosyncracies”.

Some expert installers have in fact provided feedback that the thermostat of particular brands is more susceptible to failing over time than others. We are unable to provide specific brand names in this post to observe the legal rights of each brand.

In addition, a fast search on Google will generate numerous beneficial insights. This might be the best way to determine which brand is more durable – based on the experiences of other customers.

When doing your research, it’s best to research for genuine comments by actual customers as opposed to the info posted by air conditioning companies– which could be biased.

Typically, the more recent models of air conditioners provide at least 5 years service warranty on Parts, Labour and Compressor– with some manufacturers offering a little more.

So what’s the best way to decide on the most effective air conditioning brand name based on durability? A viable approach would certainly be to talk to a specialist. Tradespeople or installers that have actually worked in the air conditioning sector for a long time, will certainly have the field knowledge and experience to offer some great ideas on which brands are last longer.

2. Power Efficiency – How Much Power Does The Air Conditioner Need

While durability may not have improved much for most brands over the years, energy efficiency is one area that every air conditioning brand name has actually strived to improve over the years.

Current day top branded air conditioners have typically obtained the highest energy star score in the market. The leading brand names generally feature a 5-7 star rating– which significantly minimises the amount of power required by the air conditioner.

When picking the best air conditioner brand, it is essential to look for one that has the highest power star rating. Escalating gas prices have actually caused electricity costs to rise considerably in the last few years, therefore picking an air conditioner with the lowest power consumption makes perfect sense.

Inverter designs are generally the good choice. Air Conditioners with the Inverter feature have the ability to power down to a lower consumption mode when the thermostat sense the room has actually been cooled down to a pre-specified temperature.

Depending on what that predetermined temperature is set to, you could certainly conserve A LOT of power.

If you set the thermostat to 16 degrees, the inverter would not be of much benefit, as it takes the air conditioner some effort to even cool the room to that temperature. However, if the thermostat is set to 21-26 degrees, which is easily achieved, the inverter kicks in much sooner, and puts the unit in low power mode.

3. Efficiency – How Effectively The Air Conditioner Cools A Space

Cooling performance of various brands can differ substantially. Even new models of the very brands could have wide ranging degrees of performance.

Generally, most air conditioners would do adequately well for regular sized rooms. If it’s enclosed, especially. The real test happens when you attempt to cool down an open hall, or a large space.

Depending upon the power (BTU) of the fan coil or wall unit & compressor, an air conditioner model’s cooling radius can vary dramatically. The larger the compressor, the bigger the cooling radius.

Check with friends or online customers reviews on which brand delivers the best cooling performance. People who have used different brands– and who have experienced a not so good performing model– KNOW for sure which brand not to go for.

Once more, talking with a market specialist or installer is still a wise choice. They’ve been in the industry for many years and know the ins and outs of many brands and models.

4. Special Features – Extra Functions That Are Unique To Each Brand

This is another essential factor to consider when selecting an air conditioner brand. Modern day technology has enabled the newer air conditioning models to come with flashy new functions. Some of these consist of:

Extensive Timer Controls – Preset on and also off times, and also running durations for each area.

Zoning – Divide your residence into various zones and present environments for every area!

Advanced Climate Control – Precisely regulate the temperatue for each and every room

WiFi/ Remote Access – Turn on your heater or air conditioner 5 minutes prior to you get to home!

When choosing your air conditioner, ensure you compare all the attributes supplied by each brand! It’s quite a fun exercise!

5. Reputation & Support

Of course, this point goes back for years. Solid brand names are established over years of top quality as well as a tested performance history. Once again do your very own research and figure out which brand name matches you a lot more.

The leading air conditioning brands are Mitsubishi, Toshiba, Carrier, Samsung as well as Braemar. Having a strong track record in the industry implies that these brands have actually stood the test of time, as well as have actually consistently delivered on quality, durability and customer satisfaction.

I hope this article has helped highlight the key considerations when choosing the most ideal air conditioning brand for your home. Unfortunately, as with all things “Shopping” related, there’s no definite answer. However, based on these 5 key points, and some careful research, you should be able to pick out a good brand best suited to your needs.

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Source by Paul Leong

Overheating Car – Causes and Short – Term Solutions

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Overheating of the engine not only occurs in the summer, but can also occur in daily driving. In particularly, high-speed running cars, engines, and air-conditioning systems can cause boiling phenomenon when the water temperature is too high. It’s dangerous to overheat the engine. It may hard luck that what can damage the engine. When driving on highways at a higher speed, or when climbing a car, if the pointer of the water temperature gauge enters the red zone and stays high, appropriate measures should be taken at this time. Here’s how to handle the engine overheating.

There are many causes of overheating, including insufficient coolant, cooling fan cooling the coolant has failed, thermostat failure, and coolant temperature sensor failure. If you deal with it improperly, it can lead to an expensive engine failure. Therefore, timely detection and proper disposal of overheating can effectively reduce losses.

What is the effect of engine overheating on the engine?

1. Reduced aeration efficiency, resulting in a drop in engine power.

2. The propensity for pre-ignition and deflagration increases, which disrupts the normal operation of the engine; at the same time, it also causes early damage due to additional impact loads on the parts.

3. The normal gap of the moving parts is destroyed, so that the parts can’t move normally, or even damage.

4. The mechanical properties of the metal material are reduced, causing damage to the part’s deformation.

5. The deterioration of the lubrication condition exacerbates the friction and wear of the parts.

How is the engine overheating caused?

First, poor engine cooling: Poor engine cooling can cause the water temperature in the tank to be too high. When longer the water tank is used, the more internal scale will build up, resulting in poor heat dissipation in the radiator. The water with too high temperature will not release heat, and it will evolve into a “pan”. In addition, the ventilation hole of the radiator is also a common cause of poor heat dissipation. If the external blockage is not ventilated, use a water gun to clean it up. If the inside of the radiator is blocked, then clean it with a cleaning solution.

Second, the cooling system is not working properly, resulting in poor heat dissipation. At this time, check the tightness of the fan belt and whether the fan blades are deformed or broken.

Third, the thermostat automatically adjusts the amount of water entering in to the radiator according to the temperature of the cooling water, so as to ensure that the engine works within a suitable temperature range, which can play a role in saving energy consumption. If the engine is overheated, check that the thermostat is working properly. Starts at 70°C and fully open at 83°C. When the height of the fully opened valve is not less than 9 mm, the thermostat can be put into the water for heating inspection. If the thermostat can’t be opened or the opening degree is not enough, the thermostat needs to be replaced.

Finally, be careful not to shut down the engine when the engine is overheated. If the fan belt and coolant circulation are normal, do not turn off the engine and wait for the engine to cool. Normally, People tend to feel that the engine cools down more easily after the flame out. Actually, after cooling off, the cooling fan and coolant circulation will stop, which will make the engine hotter. There are two spiral fans on the side of the engine compartment bumper. One is a cooling fan that cools the engine while the engine is working, and the other one is an air-conditioning fan that is used when the air conditioner is turned on. Therefore, if the fan belt is not broken when the car is overheated, it is better not to turn off the engine, but also to turn on the air conditioner at the same time, so that the engine cooling rate will be faster.

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Source by Humawan Kabir

The HCFC Refrigerant Ban – Are You Ready?

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Background to the Refrigerant Ban

The HCFC refrigerant ban takes effect at different times but the end of 2009 and 2010 marks important milestones and you may need to take immediate action.

Initial legislation against ozone depleting substances arose from the Montreal Protocol, a globally agreed plan brokered by the industrialised nations. Although the EU is a signatory to the protocol, subsequent EU legislation has been much more vigorous in its approach to the phasing out of these substances.

In most cases, the refrigerants containing CFCs or HCFCs will become controlled waste, which will require appropriate disposal by a licensed contractor. There is a duty of care on behalf of the owner of the equipment from which the refrigerants are extracted.

Strategies for CFC Phase-Out (extract from Office Of Government Commerce)

1) Investigate the identity of your refrigerants; (CAU can assist in this regard and provide details of consultants who can prepare a sampling study and report for your property).

2) Adapt to the phase out by conserving stocks for the next year followed by conversion of machinery to non-CFC refrigerants. Industry recommendations state that conversion would probably not be cost effective in systems with less than 5 years residual life.

3) Buy new CFC-free equipment. An assessment should be undertaken before purchase to ensure that air conditioning is truly necessary, remembering that an air-conditioned building can consume up to three times the energy of a similar non air-conditioned building.

4) Do without air conditioning. If buildings can be ventilated and heated adequately using mechanical or natural ventilation, then this may be a pragmatic approach, which will also have space and cost saving benefits.

Terminology

ODP – Ozone Depleting Potential. Represented as a comparative measurement from the ODP of CFC11, which is taken to have a value of 1.0. CFC – chlorofluorocarbon. Containing chlorine and possessing a large ODP. CFCs are generally found in refrigeration and air conditioning systems eg. Centrifugal Chillers. HCFC – hydrochlorofluorocarbon. Less saturated with chlorine, the hydrogen within these compounds mean that HCFCs have a much shorter atmospheric life span and thus possess a lower ODP.

Important Dates

As from Midnight December 31st 2009 the use of virgin HCFC Refrigerants will be illegal.

The EU Ozone Regulation has already banned the use of CFC refrigerants in existing plants and HCFC refrigerants in new plants.

From 2010 banning the use of HCFC refrigerants in existing plants will commence, meaning that all HCFC refrigerants including R22 will be completely banned.

The use of Virgin HCFC’s will be banned from Midnight 31st December 2009. The use of Recycled HCFC’s will be banned from 31st December

2014. These ‘use’ bans apply to the use of HCFC’s for plant maintenance and you cannot use previously purchased stockpiles.

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Source by Iain Hazell

Energy Management System in India

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For different ranges of industries, we have already seen an improvement in energy efficiency and production.

Energy management systems are commonly used to monitor, measure and control their electrical loads.

Advantages:

  • In-depth and proven knowledge of large-scale utility operations and control
  • Advanced applications for visualization, operation, optimization, and maintenance of transmission and sub-transmission networks
  • Reduction of production costs and elimination of line surcharges

This intelligent power management software is designed to reduce power consumption, improve system utilization, increase reliability, predict power system performance, and optimize power consumption to reduce costs.

Offer a complete steam management system for any size of a project. All energy administration systems are built to customer specifications and ensure compliance with all applicable standards and regulations. An energy control system will improve productivity and reduce electricity costs. Hardware system to be fully integrated with a range of third-party hardware to give a complete overview of the system.

An EMS system monitors and analyzes the electrical flow in a building. EMS provides the data to increase operational efficiency while meeting power saving objectives and reducing costs. EMS is designed for use in utilities, commercial and industrial facilities.

Purpose of an energy management system:

  • Build heat management systems, energy supervision software, energy management software to reduce the company’s carbon footprint and reduce costs.
  • Systems control schemes such as CA Unicenter, IBM Tivoli or HP Openview.
  • However, the focus on energy control systems, which often focuses on the monitoring and performance of applications and the network.

Components of energy management:

  • The company’s service management involves the entire company and can touch any of its systems, from the data center to the front-end PCs.
  • Manufacturers of processors, PCs, laptops, and peripherals have been working to reduce their energy footprint. Most now offer high-performance, low-power business computers with energy-saving features.
  • Energy control can include turning off some systems to save steam; or share resources via virtualization or network technology.
  • It can also involve monitoring and manage the power usage of servers and mainframes.

Power management can involve how individual components are powered, alternative cooling technologies, or servers and storage systems that consume less strength or generate less heat.

The Energy Management System (EMS) is one of the high-level control methods available in EnergyPlus. An EMS system is able to access a wide variety of “sensor” data and use that data to drive different types of control actions. The concept is to emulate, within EnergyPlus, the types of controls possible with digital energy control systems used in real buildings.

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Source by Rani Patil

Heating and Cooling Your Log Home

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Needless to say, our forefathers didn’t worry too much about heating their log cabins. Big fireplaces had no problem warming up the one or two rooms they lived in. Of course now that log homes are family-sized, people often have the impression that there is something different about how they are heated, and the good news is that a standard system will work as well in a log home as a traditional structure.

Almost all log homes are built with at least one fireplace. Initially, we thought that our beautiful soapstone woodstove would heat the whole house, and we would use our forced-air propane heat as a backup. Alas, we were all wrong. Because we have a cathedral ceiling with a big loft, the heat from the stove goes directly upstairs, requiring two ceiling fans to recirculate the warm air. We expected this, but we also thought the heat would expand sideways into the rest of the open floor space (dining room and kitchen). Not on your life! Even sitting on the couch about 15 feet from the stove, I need a coverlet. I’m uncomfortably chilly in the kitchen. I think that if we had a regular ceiling, the heat might have gone where we expected it, but the volume of the cathedral ceiling threw off our calculations. Also, the soapstone stove is designed to be run 24/7, and because we both work for a living, the stove doesn’t get fired up until the evening. This woodstove needs to be heated up slowly at the risk of cracking the stone, so by the time it’s really cooking we’re ready for bed.

Old-fashioned fireplaces traditionally sucked all the warm air out of the room, but modern designs are more efficient at recirculating the heat. The most energy-efficient fireplace is built in the center of the house, so the stack heat is not lost to the outside. Outside stacks can create back drafts if the fire is extinguished, making a new fire more difficult to light. If you are planning multiple fireplaces, putting two of them back-to-back (facing adjoining rooms) will give you the opportunity to build one chimney with two flues. Or you could put a fireplace above your furnace, again allowing two flues in the same chimney. A direct-vent fireplace will eliminate the chimney, but you’ll have to figure out how to hide the vent on the outside wall. Or, if you use a wood-stove, you could run the pipe through the wall and straight up the outside, building a box around the pipe to simulate a chimney. Depending on the look you want, you may want to leave the pipe inside the room and send it through the roof. This will give more heat.

It’s a good idea to consider your heating and air-conditioning needs early in the design phase. Although log homes are naturally energy-efficient, it’s not wise to skimp on your system. You may be able to heat your whole house with a huge fireplace or wood stove, but the township will probably have minimum standards to meet before they issue a building permit. Also, you need to consider resale value. I know of one person who tried to sell a million-dollar handcrafted log home without a furnace, and as you might suspect, the buyer never came along. The house was listed as unfinished, and installing the heating system after the fact was too daunting a task. A similar problem exists if you try to get away without central air conditioning. Yes, log homes do stay cooler in the summer, but those “dog days” of August can give you a perfectly miserable night’s sleep, and a potential buyer will probably not be as tolerant as the original owner. Indeed, our mortgage company would not consider granting a construction loan if we didn’t include central air conditioning.

If you want to preserve ductwork space, you can use forced air heat, with the same ductwork serving the air conditioner. Propane or oil are usually the fuels of choice in rural areas. If your interior wall space is limited, there are companies that specialize in very small, high-pressure duct systems that fit into tight angles; these systems usually require a much higher initial installation cost. When using traditional ductwork, you want to keep the angles at a minimum, so it helps to design first floor walls that will conveniently carry the air straight up to the second floor. An open floor plan offers a challenge, because you must bear in mind that the upstairs rooms need to be heated somehow, and you will need both supply and return vents to create an efficient air flow. If you want to use full log interior walls, you’ll have to find another way to run the ductwork, electric, and plumbing. We made that mistake, and there are not enough return vents in our bedroom. The air is stuffy in the summer time, even with the windows open.

Where do the vents go? Since all our exterior walls are full log, many of our vents were placed in the floor. If your interior walls are sheetrock or tongue-and-groove, you can put the vents where they normally go. One thing I wish we had done was go over the plan with the HVAC contractor, because he put the vents in places I found most inconvenient. Some times it can be helped, and some times it can’t.

If you are energy-minded and prefer to leave your thermostat at a minimum, you will find that the southern-facing side of the log home tends to be warmer than the northern exposure. Because the sun tends to sink closer to the horizon on a winter afternoon, it’s advantageous to arrange your large windows facing south; during the summer, the sun will cross over the roof, so it won’t overheat your house. However, you may find that the northern side of your house – which won’t get direct sun at all – could be noticeably cooler. The best solution is to install radiant-floor heating (if you can afford it). Although this system requires a boiler instead of a furnace, the in-floor heating spreads the warmth evenly throughout your home, eliminating the northern-facing blues. With radiant-floor heating, you need to keep the thermostat steady all the time; the system is not designed to be turned down when you go to work. Additionally, you can use the boiler to heat your hot water as well, eliminating the need for a hot-water heater. On the other hand, you will still need to install ductwork for the air conditioning.

Overall, the same considerations apply as in regular construction. We thought we could get by with only one zone of heating and cooling, but in retrospect, two zones would have solved a lot of problems. In the long run, it’s cheaper to do it correctly in the first place. Retrofitting a log home is not going to be a breeze!

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Source by Mercedes Hayes

Will a High Efficiency Air Conditioning System Pay for Itself?

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Home HVAC (Heating Ventilating Air Conditioning) systems in most climates will be a major user of energy. In warm climates it can account for 60% or more of your total electric bill. If your system is ten years old or older it is a prime candidate for an upgrade. Air Conditioning systems are rated by SEER (Seasonal Energy Efficiency Ratio). This is sort of like a cars MPG rating. The higher the number the more energy efficient and less power it will consume for the amount of cooling compared to a lower SEER rated system. A system 10 years old or older were likely rated 10 SEER or less when new. As they age they can lose efficiency due to compression loss and heat transfer restrictions like a dirty or damaged coil. If you have an older unit in need of repairs you might be tempted to spend the few hundred or few thousand dollars it may take to get it up and running rather than the thousands it would take to replace with a high efficiency system. Repairs can many times be the best alternative with a tight budget or in a case where you don’t plan to stay in the home long enough to get a ROI (return on investment) from the new system.

But in the long run it can cost more to repair an older unit then replacing. If you have an average 2,000 square foot home with a 4 ton air conditioning unit, it could cost somewhere around $5,000.00 to replace plus or minus a thousand or so depending on the grade of equipment and what all is involved with the installation. If this hypothetical system needed repairs in the typical $600-$1,000.00 range it might seem like you save around $4000.00 by repairing instead of replacing. But you have to factor in operating cost and future repair and maintenance to get a true cost comparison. If your system is starting to need repairs in that price range the chances are good that year after year it is going to need even more repairs as it ages. If you are adding refrigerant because of a leak and not repairing the leak you are guaranteed at least one, but probably several service calls a year to keep it cooling. Finding and repairing small pinhole leaks in the coil can cost a lot as well. Repairing coil leaks can be very difficult. When the coil starts to leak it is likely there are many small pinhole leaks in the tubing where the fin makes contact with the tubing. This is due to electrolysis caused by contact of two dissimilar metals and the presence of VOCs (Volatile Organic Compounds) that have condensed onto the coil that contribute to the formation of these pinholes. Repairing them is a tricky process and can result in less than desired results. Repairing one leak can just open another one nearby. Even if you are successful the efficiency of the system can never be returned even to its original low 10 SEER rating much less improving it. Charging a leaking system to “get by” also just contributes to the cost of operating that system. You have the service costs plus the increased operating cost as the system losses refrigerant and become less and less efficient.

So let’s look at that $5,000.00 system verses maintaining your old system over a period of just five years. Up front we already know you will have an expense of about $1,000.00 to get the system even operating at a low efficiency level. So now we are down to $4,000.00. Now let’s say you average a very modest projected $350.00 in maintenance and service cost for years 2 to 5. Now that new system is costing you just $2,600.00. Most systems will have a 10 year parts warranty so even if something did fail at least the parts would be covered. The labor for repairs on the new system will be at least 1 year and up to 10 years can be added for around $500.00 on most systems.

We haven’t even talked about energy cost savings yet. According to operating cost comparison software using 0.11 cent a kilowatt hour and a modest increase in rates of 3% a year you would save $2,092.00 on air conditioning cost by upgrading to an Energy Star rated 14 SEER system from 10 SEER system. And this is assuming your a 10 SEER system is still operating at 10 SEER. I can tell it won’t be. Savings will vary.

According to the same cost comparison software, government studies have also shown an increase in home value of around $7,800.00 by making this upgrade. When we expand the time frame out to the expected average life span of the system to 20 years your savings is over $10,000 in operating costs.

So waiting till that old system completely fails to replace it can cost you much more in energy cost and comfort then replacing it now.

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Source by Jon Kalp

Direct and Indirect Boat Engine Cooling With the Use of a Raw Water Pump

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Anyone that’s new to boating could easily be forgiven for failing to understand how our boat’s engine is cooled. Unless your engine is air or keel cooled (more on this later) its cooling system is very likely to involve a ‘raw water pump’.

Consider this. If your boat’s engine is in an engine room or buried under your decks, how can it be cooled? Your car will have a radiator and a fan. The radiator is a heat exchanger that relies on cold air passing through it to cool the water inside it. The engine hidden away inside your boat does not have this luxury, so we have to cool the engine another way.

A simple way to achieve this is to take a standard water cooled engine and install a pump that takes water from the sea, lake or river and pushes that water straight through the engine and out again. This is basic ‘direct raw water cooling’. To add to the efficiency of this method some bright spark invented the water jacketed exhaust manifold. Instead of the used water being ejected immediately overboard, it is diverted through the exhausts water jacket and out through the exhaust. This not only massively improves the engine cooling but also removes the fire risk associated from an otherwise very hot exhaust. The big drawback to this method, particularly in sea water, is the build up of dried solids from the salt water. This can get so bad as to require an engine change. A further problem is the absence of antifreeze in winter.

A more elegant solution to cooling the engine is ‘indirect raw water cooling’. This method has a sealed water / antifreeze system, much like a car, but instead of a radiator it has a purpose made heat exchanger. This is a vessel with two chambers that are separated from each other by a suitably heat conductive material. Water from the engine is moved by the engines circulatory pump through one side of the heat exchanger, while a raw water pump pumps seawater through the other side of the heat exchanger. This removes heat from the freshwater circuit. The raw water then passes through the exhaust water jacket where it further cools the engine. The build up of solids can affect the heat exchanger over time, but many can be dismantled and cleaned, this is a much cheaper alternative to a possible engine replacement.

This method, used with a thermostat installed, gives us a sealed cooling system full of hot water that we can divert via a ‘calorifier’ to give us a free tank of hot water. A calorifier is simply a tank with metal coils inside that transports the hot engine water through the tank transferring heat on its way back to the engine. The engine cooling water never mixes directly with the water we are going to shower in!

The modern raw water pump is only a fraction of the size of the old inefficient pumps that used to be used, but they are very powerful. They contain a flexible impeller that ideally should be removed according to manufacturers recommended intervals, for careful checking and possible replacement.

Keel cooling, incidentally, is where the engine is cooled by a sealed system, but instead of using a raw water pump the hot engine water is diverted through metal pipes outside the boat where it is cooled and returned to the engine. This system can be affected badly if the boat grounds and the pipes are crushed or breached.

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Source by Stewart Haynes

Tips to Buying a Condo Off Plan

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Buying off plan gives you the chance to choose your own floor plan from a variety of options. You can choose from a host of features and upgrades, ensuring that when you move into your new condo it is exactly what you wanted, finished to meet your unique specification to provide you with a home that you can be proud of and enjoy for years to come.

One of the first things you will notice when buying any condos off plan is that you will be able to enjoy a discounted price. Once the units are completed, the condo sales price usually increases as a result. Getting in early will help you get the best prices, but at the same time, the earlier you commit to purchase, the more likely you will be to buy completely off plan before the foundation is set.

Another reason you may want to consider condo sales off plan is that you secure ownership of your condo, but you get to enjoy a long settlement, which gives you some much needed breathing room when making such a large investment. Payment is normally only made once the project is completed and transfer takes place, this is just before you move into your new home and start enjoying your future.

Ensure you do your research into the developer, the architect, the builders and the engineers. Ensure that the complex you are looking at is being constructed by the best local construction companies and handled by the best developers, so you can buy with complete confidence.

Location is essential when looking at condo sales off plan. You want to try and choose an area which is considered prestigious, an area where you know you will get a good return on your investment in the future. Remember when looking in good areas, you will pay considerably more for single family home than you will for a condo off plan. Once the condo is completed, it is worth more, which means you have a good investment in a good area that you can enjoy.

There are certain very important factors to note when it comes to the contract that you sign. Read every line in detail, ensure you understand the contract and have your attorney look over it and help you with sections you don’t understand.

The first thing to note in the contract is whether there is a “Cooling Off’ clause. These days all contracts should contain this clause when buying off plan. This clause gives you a set period of time where you can pull out of the contract if you change your mind for any reason. Check the contract thoroughly to ensure you are offered a cooling off period to put your own mind at ease.

Next you want to ensure that the full details of the plans you have chosen are detailed and added to the contract. This way in the event when your unit is completed there is something missing or not as you chose, you can have it rectified. This clause ensures you know what you are paying for and also ensures the contractor completes your particular condo based on your unique specifications.

Read up on the deposit clause, the warranties, inclusions, defects and completion dates.

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Source by Reg Liyanage

The Benefits of a Wireless Commercial HVAC System

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Whether you plan to remodel you current office or commercial property, or plan a new construction for your company, you must consider how the heating, air, and ventilation system will figure into your plans. For businesses involving in a new building, the idea of committing to more recent technologies and innovations in the industry seems likely. Wireless systems specially designed for commercial enterprise are not only gaining popularity, but will possibly become the future where commercial HVAC is concerned.

What are the benefits of having a wireless system to control your office heating and air? Take into consideration these points:

1) A wireless system is more cost effective. There are less materials required to set up the system, therefore less parts to worry about and purchase/replace. Already you are working toward a more efficient way of heating and cooling your commercial property. Consider, too, that a wireless system does not take as long to install as a traditional HVAC, so workflow is not interrupted.

2) Ease of use. Wireless sensors set around your building and other workplace property are simple to use and adjust where needed. High quality equipment helps guarantee round the clock comfort for employees and customers/clients.

3) Less maintenance. A system from a trusted name in commercial HVAC will run on a long-life battery and provide you with few problems. Even in the instance of an equipment breakdown, wireless systems have proven simpler to repair or replace.

4) Cost efficiency. As your wireless system properly manages the heating and cooling of your buildings and offices, you may find your monthly energy bills decrease. Sensors in place will detect activity and temperature and adjust accordingly so you are not necessarily heating or cooling an unused area.

5) Flexibility. Because wireless systems, naturally, have no wires, the motion sensors may be adjusted to place anywhere they are needed. If you decide to renovate your office – take down walls, move furniture – the sensor can be easily relocated to a place where supplemental heat or air from a fan or copier will affect it.

Wireless technology is the future, and it is fair to say that the future is here. When you install a wireless system to manage your commercial HVAC equipment, you benefit your company with reduced energy bills, increased comfort, and the convenience of a heating and cooling solution that lasts. Consult with your area commercial HVAC contractor to learn more.

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Source by Kathryn Lively